At Sentara Coverage, we help you find coverage that fits your budget and your life, with responsive support whenever you need it — and we keep checking that it still fits as your life changes.
No obligation. Requesting a quote never affects your credit score.
Nine questions, no phone call required
Every option explained in plain English
Real people, any hour you need them
Coverage
Start with the essentials, then add only what makes sense for your vehicle and your commute.
Covers injury and property damage you are responsible for — the foundation every state requires.
Repairs your own vehicle after an impact with another car or object, whoever was at fault.
Handles the things you cannot steer around: theft, hail, fire, falling branches, and wildlife.
Protects you when the other driver has no policy or nowhere near enough coverage.
Pays medical bills for you and your passengers after a crash, regardless of who caused it.
Towing, jump starts, lockouts, flat tires, and fuel delivery — around the clock, wherever you are.
How It Works
We designed the whole process to be finished on a phone, standing in a parking lot.
Your vehicle, your mileage, who else is behind the wheel. Nine short questions, no paperwork.
We help you explore coverage options that fit your budget, with the trade-offs spelled out in plain English.
Pick the policy that fits and we handle the paperwork. If your current one already fits, we will say so.
About Us
Sentara Coverage started from a simple frustration: buying auto insurance meant repeating yourself to five different agents and still not understanding what you bought.
So we built the opposite. Answer a short set of questions once, see your options laid out in plain language, and talk to a licensed person only if you want to. At Sentara Coverage, we help you understand your coverage options and select coverage that fits your circumstances — without confusing jargon or pressure.
New driver, longtime policyholder, or somewhere in between — we will tell you honestly when your current coverage already fits your needs.
Every recommendation comes from certified insurance professionals.
Your quote is free and walking away costs you nothing.
Coverage options tailored to how much you drive, not a one-size-fits-all bracket.
Life changes, and we check that your coverage still makes sense.
Reviews
"I had kept the same policy for eleven years and never really understood it. Sentara walked me through every line in plain English. The whole thing took one coffee break."
Priya Raghavan
Charlotte, NC
"What sold me was that they told me my existing comprehensive already fit my needs and only recommended adjusting my liability limits. That kind of honesty is rare in this business."
Dominic Reyes
Tempe, AZ
"I drive maybe 5,000 miles a year and nobody had ever asked. They actually asked about mileage instead of guessing, and built my coverage around how I really drive."
Hannah Okafor
Columbus, OH
It takes about three minutes, and there is nothing to cancel if you decide to stay put.